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Keywords Accounting Understanding Attitude Batik SMEs Digital Person-Job Fit Environmental Organizational Citizenship Behavior Financial behavior, financial literation, HEDONIC LIFESTYLE Job Satisfaction Performance Profitabilitas Religiusitas, analisis konjoin, syariah, investasi TAM Work Discipline Work Environment easy to use financial literacy financial performance, net profit margin, current ratio, debt to equity ratio, total asset turn over intellectual capital online food delivery risk attitude self-efficacy usefullness.

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